A credit card or plastic cards is a card issued by a financial company giving the holder an option to borrow funds, usually at POS (point of sale). Credit cards charge interest and are primarily used for short-term financing. Interest usually begins one month after a purchase is made, and borrowing limits are pre-set according to the individual's credit rating.

Loan Eligibility is calculated after considering various factors including monthly income, fixed monthly obligation, current age, retirement age etc.


Documents  Required

Resident Customers

  • Pan Card copy/Letter from IT dept
  • Identity Proof:
    • Pan Card (back & front)
    • Driving License (copy of name,add,photo pages)
    • Valid Passport(copy of name,add,photo pages)
    • Voter ID(back & front)
  • Address Proof: 
    • Electricity Bill,Phone Bill(not more than 2 months old)
    • Driving License
    • Passport, Visa
    • Ration Card
    • Bank statement, Passbook( not>3months)
    • Voters ID
    • Flat maintenance Bill(Not>2 months)
    • Rent Agreement